A Guide To Online Degrees – How to be A Success Online Student

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Online degree programs are an excellent way for busy professions to gain advanced training and certifications either for the purpose of career path switch, job promotion preparation or just to enhance their working field’s related knowledge. For example, you can easily get an MBA degree online (To know more about what does mba stand for, please visit our website). However, not all online students will successfully completing their online program. A success or a failure of an online student in his learning program is affected by a few factors. Here are a few key elements that a success online student must have:

Time Management

One the key advantage of online degree program is it allows you to plan your learning schedule, at you own time and own pace. This key advantage of online degree program is also the key factor that cause many online student fail in completing their online degree program. Time management may be the biggest determination factor in succeeding at your online degree program.

You must be very proactive in your studies and take responsibility for your own learning, manage your time on your learning schedule, doing the assignment an constantly communicate with your professors and peers through online learning channel prepare by the school to solve your doubts and question of courses.

To master time management, first determine what time of day you think you will be most focused on your studies. Are you a morning person or a night owl? Do you concentrate best after a cup of coffee or after lunch? Once you narrow in on a time of day reserve a designated allotment of time to dedicate to your course.

Self-Motivated

Although getting your degree online does not mean that you are study alone because you still get connected with your professors and peers through online channels such as message board, chat, forum & etc, You won’t find the professor, or another student reminding you to get to work, stay on task, or turn your assignments in on time; hence, you must be self-motivated to be successful.

Read & Understand in Electronic Text Format

Some online learning materials are in audio and video format, but most of them still in electronic text format. Be an online student, you need to do a lot of reading in text format rather than hearing the lectures’ teaching. There are students who absorbed the knowledge faster with explanation in lecture hall, but to be a success online student, you need to be better in understanding the knowledge conveys in text format.

Place of Study

Some students need absolute silence while others can’t seem to concentrate without noise in the background. No matter what your preference is, a place that is free from distractions is recommended. If you can’t escape in-home interruptions, bring alone your laptop to library or a coffee shop. Schedule your designated study time when you can be in a distraction-free environment and your chances for success will increase and the time you need to devote to your course will decrease.

Seeking for Answers on Your Questions

Many online courses come with instructor support or mentor by an online lecturer so that students never feel lost or alone during the e-learning process. Don’t be afraid to ask questions, you can always direct inquiries to your lecturer.

Online chat rooms, if provided, are another great resource for you to seek for answers. Online chat rooms give students a forum to meet other students taking the same course and ask questions or discuss assignments.

To be a success online student, you must be able to utilize the online resources provided by the school to communicate with your professors, peers and get your questions answered.

In Summary

In a nutshell, success in online learning requires self-discipline, organization, and the ability to use modern technology to communicate with your professors and peers.

A guide to learning Spanish – Part 1 – Anybody can learn the Spanish language

There are many reasons why someone might want to learn Spanish. Perhaps you are planning a holiday or business trip to a Spanish speaking country or maybe you are thinking of emigrating. It could be that you don�t really need to speak Spanish at all but you just want to say that you can. Being able to communicate in another language certainly gives you a great sense of achievement.

My reasons were a little mixed. For a long time I had wanted to learn another language, and for some reason I was always drawn to Spanish. I am not entirely sure why this was. I think one reason was because the little I knew about Spain at the time somehow appealed to my sense of good living. Sun, sand, siestas, late night dinner parties and dark skinned beautiful women! Of course there is far more to Spain than this, but for me, Spain and the Spanish language held more appeal than say French or German did.

Although I had wanted to learn Spanish for a long time I guess the main reason why I finally decided to do something about it was because I was planning a long trip to Central and South America. I was about to pass through as many as 19 different countries where the official national language was Spanish. Well that was a back in 2002. Since then Spanish and all things Spanish both in Spain and in Latin America have literally taken me over. I wouldn�t have believed it then but now Spanish is a part of my every day life. I can speak, read and understand Spanish to the point where I don�t have to think about it too much.

When people ask me if I can speak Spanish fluently I am always a little hesitant to say yes. The truth is that even though I can communicate in Spanish with relative ease I still don�t feel that I know enough. I am not really sure if I ever will! There are always new words and phrases to learn for example and of course these vary from country to country.

I think one of the biggest tests for me is being able to sit in front of the TV with una cerveza (a beer) and watch a Spanish soap opera (una telenovela) or a Spanish movie and completely understand everything that is going on. After all, if I can do that in English why shouldn�t I be able to do the same in Spanish? Well I have to say I am definitely not there yet but almost! I highly recommend �Pasion de Gavilanes�. It�s a hugely popular telenovela from Columbia. I�ll talk more that this and others in later articles.

So, how did I get from not knowing a single word of Spanish (apart from – gracias and amigo), to being able to read a Spanish book, speak to a Spanish-speaking friend or watch a Spanish telenovel? Well the answer to that is what I intend to write about in the coming articles. I am not going to lie to you and say that the journey was an easy one. The truth is that learning a new language takes time and requires a great deal of patience and commitment. However, what I really want to convey at this point is that anybody can do it if they rally want to.

In the next article I intend to write about preparation. By that I mean thinking about what it is you want to achieve and how you intend to go about achieving it. You are not going to learn Spanish overnight and I think it makes sense to prepare yourself for the challenges ahead. Learning a new language should be fun and there is no reason why it shouldn�t be as long as you realise your limitations.

By no means do I consider myself to be someone that has a natural flare for languages. When I went to school (all those years ago!) the only subject I failed in was French. For some reason I just couldn�t get my head around it. Before I started learning Spanish I knew nothing of other languages. I started right from the beginning. I guess what I�m trying to say is, is that if I can do it then believe me anybody can.

Read my previous article here

An Introduction To Spanish Grammar

When learning a new language, it is always useful to be familiar with its main grammatical units. This constitutes the first necessary step in order to understand and create meaningful speech.

Here are the main grammatical elements in Spanish and some useful information about them:

Nouns:

A noun is a word which is mostly used to refer to a person or thing. All nouns in Spanish have a gender, meaning that they are either masculine or feminine. For example, �ni�o� (boy) is masculine and �ni�a� (girl) is feminine. The best way to identify gender is undoubtedly experience, although here are some general guidelines which may be useful at the beginning: usually nouns ending in �o are masculine and nouns ending in �a are feminine. Of course there are always exceptions.

For example, �mano� (hand) and �radio� (radio) are feminine. On the other hand, words of Greek origin ending in �ma, such as �dilema� (dilemma) or �problema� (problem) are masculine. When you are learning new vocabulary, it is recommendable that you learn a noun together with its corresponding article. That will help you to remember their gender. For example �la ni�a�, �la mano� or �el problema� and �el ni�o�.

Adjectives:

Adjectives are used to qualify a particular noun, to say something about it. It is important to remember that in Spanish they are usually placed after the noun. Since adjectives are always related to a noun, they have to agree with them in gender and number.

This means that if you want to say something about the noun �ni�o�, which is masculine and singular, the adjective that you use will also have to be masculine and singular. Thus, you can say �ni�o alto� (tall boy), �ni�o peque�o� (small boy), etc. If, on the other hand, if you were talking about a girl, you would have to say �ni�a alta� and �ni�a peque�a�.

Pronouns:

Pronouns substitute for nouns. For example, you can say �la ni�a est� aqu� (the girl is here) or �ella est� aqu� (she is here). In this case �ella� is substituting for �la ni�a�. The subject pronouns in Spanish are �yo� (I), �t�/usted/vos� (singular you), �l (he), ella (she), nosotros (we), vosotros/ustedes (plural you), ellos (they).

The singular and plural �you� are used differently depending on the dialect of Spanish that you are using. It is important to remember that subject pronouns are frequently omitted in Spanish, since the ending of the verb already indicates this. Thus, native spears would say �estoy aqu� (I�m here) rather than �yo estoy aqu�.

Verbs:

Verbs indicate actions. Usually when you enumerate a verb, you use what is called the infinitive, for example �hablar� (to speak). In Spanish there are three different types of verbs, depending of how their infinitive ends. These different categories are called conjugations.

Thus, there are verbs ending in �ar, such as �hablar�, in -er �comer� (to eat) and in �ir �dormir� (to sleep). As mentioned before, verbs in Spanish have different endings depending on who the subject of the action is. These endings will vary from one conjugation to the other. For example, with the verb �hablar�, the singular �you� is �(t�) hablas�, whereas with �comer� it is �(t�) comes�. This can obviously be complicated for learners at the beginning, but once you get used to it, you will have no problem communicating effectively.

Read my previous article here

All About French- Speaking Countries

The French Language

Roughly around 200 million people around the world speak French. This number includes people who speak French as a native language, as a second language and students of all ages who do not live in a francophone (French-speaking) country but have learned French. In fact French as a foreign language is the second most commonly taught language worldwide after English. It is also the only foreign language that can be useful throughout the world as well as in the United States. French comes in second after English on the list of the world�s 10 most influential languages. Proof of this is the pivotal role French holds. It is one of the official working languages in dozens of powerful international organisations such as the European Union (EU), United Nations (UN), World Health Organisation (WHO), World Trade Organisation (WTO), and a host of other worldwide institutions.

The French language of today is a direct result of long periods of evolution. France, throughout its long history, had been invaded by different ethnic tribal groups. The most distinguished of these are the Franks. They adopted the Latin being spoken at that time. Thus, the French language is a descendant from Latin. It is also known as one of the Romance languages which include Catalan, Italian, Spanish, and Portuguese. They are called such because their parent tongue Latin was the language of the Romans. Over the years, the early French language has undergone changes in words and grammatical structures. It has evolved into today�s global French.

Frenchspeak – Here, There and Everywhere

The French-speaking world spans the entire globe with its language heard in all the continents. Aside from English, French is the only language spoken as a native or first language on 5 continents.

In Europe, French is the official language of France, Luxembourg, Monaco, Belgium and Switzerland. France with a population of more than 60 million is one of the most modern countries in the world. It is one of the predominant leaders in the European Union. French is a co-official language in Switzerland. This picturesque country is one of the world�s richest countries. It is the centre of many international associations. Belgium, in the half past century, has emerged as a progressive European state. Brussels, the capital of Belgium, is home to the headquarters of the European Union and the North Atlantic Treaty Organisation (NATO).

In Africa, the French-speaking countries include Algeria, Burundi, Benin, Chad, Republic of Congo, Equatorial Guinea, Cameroon, Comoros. Cote d�Ivoire, Gabon, Burkina Faso, Central African Republic, Democratic Republic of Congo, Djibouti, Guinea, Madagascar, Morocco, Rwanda, Togo, Mali, Niger, Senegal, Tunisia, Mauritius, Reunion and Seychelles.

In the Americas and the Caribbean, French is spoken in Canada, Haiti, French Guiana, Martinique and Guadeloupe (these last three are French territories).

In Australia and the Pacifics, Vanuatu and the overseas French territories French Polynesia, New Caledonia and Wallis and Fortuna are French-speaking.

In many other countries, French plays a significant role either as an administrative, commercial or international language. Some of these countries are Andorra, Argentina, Brazil, Cambodia, Cape Verde, Egypt, Greece, India, Italy, Laos, Lebanon, Mauritania, Poland, Syria, Trinidad and Tobago, United Kingdom (Channel Islands), United States particularly Louisiana and New England, the Vatican City and Vietnam. Clearly, the French language is spoken everywhere.

Convinced now to learn global French? It is quite easy. Browse through this site�s French Language Program and master French in the best place � the comfort of your own home.

Bonne chance! Good Luck!

Read my previous article here

5 Reasons Why You Should Learn a Foreign Language

During the modern age, with globalization at its height, knowing one or two secondary languages has become more than a simple feat of high class and intelligence but also a strict requirement in many occasions. Whether it�s for professional, social or personal reasons, learning at least one foreign language is a must for anyone that wants to keep his or her head up high in today�s society. Let�s take a focused look on 5 of the main reasons that should turn you towards learning a foreign language.

1. Professional Requirement

This is probably the main reason for which one would learn a foreign language. Many professions require the knowledge of at least one or two foreign languages, depending on the field of the job. Most jobs may ask that you know an international language such as English, French, Spanish or German or a business-specific language such as Chinese, Japanese, Russian and so forth. If you�re a native English speaker you may have it a bit easier, since English is the main international language (and one that is present the most often in job descriptions) but knowing a secondary might also prove vital.

2. Social Bonus

Yes, knowing a foreign language (or more) is definitely a social bonus. There�s definitely a steep hill to climb between being presented as someone that doesn�t know any foreign language whatsoever against being presented as a polyglot. Another case when knowing a foreign language can be literally a social blessing is when meeting a foreigner whose language you can speak. They�ll be extremely impressed by your ability to talk with them through their own native tongue, although you�re on home grounds and this fact can single handedly create a great impression around you. If the foreigner happens to be part of a business meeting, this impression can turn to a successful business partnership, bringing you both professional and social satisfactions.

3. Family Communication

It�s often the case where a couple formed out of persons of diverse nationalities understand each other through a commonly known international language such as English. However, they�ll soon want to start learning the other person�s mother tongue, not only for a better communication, but also out of respect for them.

4. Personal Satisfaction

Learning a foreign language is one of the highest intellectual goals that one could have, on a personal scale. Think about a difficult puzzle, or math problem that takes months if not years of constant studying in order to be solved. The process of solving it may be a hard, arduous one but the yell of joy at the end is well worth it. It�s the same case with learning a foreign language: the learning process is not easy and you�ll have many small issues and problems to tackle along the way. You�ll have to focus on various aspects of the problem, such as spelling, grammar, reading, pronunciation and so forth. If you keep the problem in sight however and if you don�t lose interest in it, the chances of solving it are extremely high and the intellectual fulfillment that you get at the end is incomparable to anything else.

5. Keeping Your Mind Healthy

It�s been scientifically proven that by learning a new language, the process stimulates your brain in such a way that it will make you more keen on understanding and learning other subjects, including �real� disciplines such as math, physics, chemistry and so forth. Learning a new language requires the memorizing and understanding of several thousand new words and concepts, which offers your brain a good training for future occasions where memorizing is a must. After studying a foreign language you�ll have better results with studying for exams, with information assimilation and generally, with keeping your mind healthy and �active� even at older ages.

Read my previous article here

18 Strategies For Enhancing Language Skills

The following strategies are offered for enhancing language skills and managing language challenges. This listing is by no means exhaustive, but rather is meant as a place to begin.

Alice Thomas and Glenda Thorne

1. Take the mystery away.

The first and perhaps most important strategy is to teach students about the components of language, common language challenges and language strategies, and to help students understand their own language strengths and challenges. This process is sometimes called demystification � taking the mystery away.

2. Simplify directions.

Students with receptive language challenges may need directions broken down into their simplest form. They may also benefit from a comic book-type illustration of steps to take for the completion of a task.

3. Give written copies of directions and examples.

Students with receptive language challenges may need directions given to them at a relatively slow pace. They may need directions repeated to them. They most often benefit from having a written copy of directions that are given orally. Examples of what needs to be done are also useful.

4. Provide frequent breaks.

Students who have receptive language challenges may use up a lot of energy listening, and, therefore, tire easily. Consequently, short, highly structured work times with frequent breaks or quiet periods may be helpful.

5. Give additional time.

Students with receptive and expressive language challenges are likely to have a slower processing speed and should be allowed additional time for written work and tests.

6. Sit Close.

A student may want to sit close to the teacher so he can watch the facial expression of the teacher when s/he is talking. This may also help to diminish interference from other auditory distractions.

7. Allow voluntary participation.

Students with language processing challenges should not be put on the spot by being required to answer questions during class discussions, especially without being forewarned. Rather, their participation should be on a voluntary basis.

8. Teach summarizing and paraphrasing.

Reading comprehension is often enhanced by summarizing and paraphrasing. This helps students to identify the main idea and supporting details. It may be helpful to provide key words such as who, what, when, where and why to orient attention to the appropriate details.

9. Teach a staging procedure.

Most students find a staging procedure beneficial when writing paragraphs, essays, poems, reports and research papers. First they should generate ideas, and then they should organize them. Next, they should attend to spelling and grammatical rules. They may also list their most frequently occurring errors in a notebook and refer to this list when self correcting.

10. Encourage renewed investment of energy in older students.

Older students who have experienced reading failure from an early age must become convinced that a renewed investment of energy will be worthwhile. According to Louisa Moats, an expert in the field of reading, older students who are very poor readers must have their phonological skills strengthened because the inability to identify speech sounds erodes spelling, word recognition, and vocabulary development. Phonological awareness, spelling, decoding, grammar, and other language skills can be taught as a linguistics course in which instructors use more adult terminology such as phoneme deletion and morphemic structure. Phonemic drills may include games such as reverse-a-word (Say teach; then say it with the sounds backwards � cheat.)

11. Give Foreign Language Waivers

Students who have experienced problems with their primary language are more likely to have difficulty with a foreign language. Foreign language requirements may need to be waived for these students.

12. Use echo reading for fluency development.

For fluency development, it is helpful to have a student in the lower grades echo read and also read simultaneously with an adult. The adult and the student may also take turns reading every other sentence or paragraph. Additionally, the adult may model a sentence and then have the student read that same sentence.

13. Amplify auditory input.

Multisensory techniques can be used to increase phonetic skills and to memorize sight words. For example, a student may sound out a word or write sight words on a dry erase board using different colored markers, all while using Hearfones, a Phonics Phone or a Toobaloo device to enhance auditory input. These devices amplify and direct the student’s own voice straight back to his ears, causing increased auditory stimulation to the brain. These devices can be purchased from CDL’s A+ WebStore at http://www.cdl.org.

14. See, say, hear and touch.

Multisensory strategies are helpful for learning letter names. Examples include: 1) spreading shaving cream on a table top and having the child write letters in the shaving cream while saying the letter name out loud; and 2) cutting out letters from sandpaper and having the child trace the sandpaper letter with his or her finger while saying the name of the letter.

15. A picture is worth a thousand words.

The expression, A picture is worth a thousand words, may become especially important for the visual person who has difficulty expressing himself verbally. For example, a student may make diagrams, charts, or drawings to help him remember what he has read. If he is good at art, the student may draw or paint pictures to explain his ideas.

16. Teach active reading.

To help with comprehension, it may be helpful to underline key words and phrases with a pencil or highlighter and to paraphrase them in the margins, thereby making reading more active. If the student is not allowed to write in the book, he can write the main words or ideas on Post-It notes.

17. Guide students to read between the lines.

When first teaching students to infer while reading, the teacher should first guide the thinking by using a whole class activity. After the class as a whole has identified a logical inference, the teacher should facilitate the examination of the process by which they arrived at their inference. Leading questions may be, What is the author saying to us? How do we know the author meant this? Remind students that authors provide clues (imply) so readers can infer.

18. Provide individual evaluation and intervention.

Many students with language challenges benefit from individual evaluation and remediation by highly qualified professionals. It is critical to use assessment tools designed to pinpoint specific skill deficits and to provide individual or small group remediation/intervention using explicit, evidence-based strategies and methods that directly address each student�s individual needs.

Read my previous article here

Accreditation and Online Degrees

Today, the internet offers prospective college students a wealth of information regarding many different aspects of the education process, including how to apply for financial aid, how to choose the right college for you and a variety of other information. These days, many students who are juggling a job and family life with school are even turning to the internet to obtain a college education, receiving original degrees completely online. What many students fail to research however is the accreditation process, which is incredibly important before choosing any internet school to study from. The benefits of an accredited college degree are many, and students need to make sure the institution they study from offers fully accredited original degrees.

Accreditation, a very important aspect of the online degree process, tells colleges and employers that you have achieved great success in your academic pursuits. What�s more, an accredited degree entails that you�ve received a certain level of quality in your education. There are many �diploma-mill� type schools on the internet that promise you�ll receive original degrees in half the time of a traditional learning institution. They make bogus claims in a blatant attempt to steal your money, and once they�ve done that you�re left with a degree that hasn�t been through the proper accreditation process. What�s more, all of the money and hard work you spent getting the degree is for naught, because a degree that isn�t accredited isn�t recognized as legitimate proof of your academic endeavors.

There are many purposes to accreditation that students should be aware of before they choose an online college to study from. Properly accredited online diplomas ensure a student is receiving the type of quality education that is the standard among colleges and universities both online and off. What�s more, accreditation holds educational institutions accountable for their actions, as well as ensures confidence. Holding original degrees that have been fully accredited by the proper governing boards ensures that your hard work has paid off, and will continue to do so in the future. What�s more, employers and other learning institutions will accept your degree without a problem, even if it�s been obtained online, provided it�s been accredited.

Accreditation is highly important for students for several other reasons as well. For example, students who wish to apply for financial aid can only do so if their school is properly accredited by the correct educational boards. Additionally, in order to transfer your credits to another educational institution that�s accredited, you have to receive a degree from an accredited school online. Original degrees are the only universally accepted proof of educational merit, and employers will usually not hire those who failed to receive a degree that was accredited. Many potential students fail to understand the importance of accreditation. They are misleading into believing that all online degrees are the same, however, this is extremely far from the truth. Fake or instant degrees are virtually worthless in the eyes of employers. Not only are they a waste of time, they are also a waste of your hard earned money.

While the internet has evolved into a place where students from around the globe can obtain a college education, it�s important to avoid the scams inherent with online diplomas. Proper accreditation ensures that your online degree will be respected in the workforce, and your hard work will have paid off. The bottom line is that Do your research thoroughly before committing to any online college, and ensure that the degree you

Accelerate your Career with Fast Online Degrees

In this day and age, more people are turning to online colleges to obtain accelerated degrees that will help enhance their careers. With fast degrees, you can obtain a college education in less time than ordinary degree programs would take. There are many benefits to furthering your education in this manner, and many online colleges and universities are starting to offer accelerated degrees in many courses of study, including business, accounting and several others. If you�re interested in pursuing one of these fast degrees, it�s important to keep several things in mind before committing to a course of study.

When pursuing accelerated degrees via distance education, you can finish your course of study up to 50% quicker than a traditional degree program would take. What�s more, these fast degrees are generally much less expensive because they can be delivered quickly through a variety of educational mediums. Accelerated degrees aren�t generally for everyone. Usually, these programs are designed for adult learns with a desire to enhance their career field with a degree they can complete in less time than a traditional institution would require. Because you can bring your own life experiences to the table, fast degrees are ideal for the working professional with a desire to better themselves in the workforce.

While many people will attempt to tell you that online learning is easier than learning through a traditional class room setting, this is actually a myth. To succeed in an accelerated degree program requires intense motivation, self discipline and a high level of determination to achieve your educational goals. What�s more, it�s important to learn how to manage your time effectively between juggling a career, home life and school. While accelerated degrees offer convenience and a chance to study at your own pace, these fast degrees require as much work and concentration as a traditional program of study would.

Because with accelerated degrees you are learning a vast amount of material within a small time frame, it�s easier to remember the information you learn because it�s delivered over a period of weeks rather than months. This type of course structure requires intense concentration, but you�re able to focus on one specific topic, and the information is delivered in a highly condensed format. The convenience just can�t be beat as far as fast degrees go, and you�re able to learn a wide variety of things in a short amount of time compared to a traditional classroom setting.

Obtaining an accelerated degree from an online college is not for everyone. Before you commit to an online program, you need to take a look at yourself and analyze your situation. Do you possess a proactive personality? Are you willing to complete tasks on your own without someone holding your hand along the way? To be truly successful in this type of program, you need to be a very independent individual. As long as you have the motivation and desire to succeed, you can achieve anything you want through an online degree.

Provided you do all of your research before jumping into the college waters, you�ll be able to find an accelerated degree program that works for you. With accelerated online degrees, you need to have the ability to manage your time effectively, because it�s very easy to get behind in your coursework if you aren�t keeping up with the rest of the class. Fast degrees are definitely a convenient way to further your education online in a shorter amount of time, but online study requires an intense amount of drive and focus. If you have the willingness and desire to get the work done, you will succeed in obtaining an accelerated degree online.

Read my previous article here

Accelerated Bachelors Degrees

Accelerated bachelors degree programs are designed to accommodate busy adults who have not earned their bachelor�s degree. An accelerated bachelor�s degree course may last one to two years. Many colleges and universities are offering this option to working people who are too busy to attend regular classes.

The cost of an accelerated bachelor degree program can range from $15,000 to $25,000. You can browse the Internet for colleges or universities that offer this program in order to find out the specific fees, courses, subjects, duration, etc. You can e-mail or call these institutions for more information, or request a catalog through the mail.

Most programs entail compulsory attendance of classes and study groups periodically, which may be one night for each per week. Since attendance for classes and study groups is not optional, you�ll need to have a prescribed percentage of attendance, somewhere between 60%-70%, to be able to take your final tests.

Entrance requirements for an accelerated bachelor degree program may include proof of high school graduation or a GED (general educational development) certificate, a minimum of 60 college credits with a GPA (grade point average) of 2.0 or higher, and a minimum of two years of practical work experience.

Business administration, technology management and human relations are some of the most common courses offered by programs like this but there are a host of other courses too, including health care, education, social and behavioral science, and e-Commerce. So it�s best to do a little research while keeping in mind your interests, line of work and career before making any decisions.

Read my previous article here

5 Ways To Pay For College

One of the most stressful things about attending college is figuring out how to afford it. Paying for college doesn�t have to be impossible and students don�t have to be wealthy in order to get a quality education. There are a number of ways that almost anyone can afford to pursue the career of their dreams with the education they deserve.

Many traditional colleges and universities offer a convenient payment plan, which can be divided up into 10-12 months. After determining the entire yearly cost, that figure would be divided by the number of monthly payments and paid at the college�s billing office. Payments are usually determined from one year to the next and students must finish paying for one year of college before entering into a payment arrangement for the next. An example would be a college that would cost $12,000.00 per year in courses, meals and living on campus. In this scenario, many students can pay $1,000.00 per months for one year. For many families, a payment plan is much easier than trying to come up with a lump sum payment upfront.

Every year, many students qualify for federal student loans. Applications and information can be obtained at a high school guidance counselor�s office and/or the college of interest�s billing office. Applications for student loans are accepted each year and are generally required to be submitted at, or near, each new year. In order to be considered, student�s must be willing and able to provide documented income for themselves and their family so that their loan application can be properly assessed.

Local businesses, organizations and even colleges often provide scholarships to students who they believe will excel at college studies. These scholarships are usually available to high school seniors and are based on a number of factors, including grades, participation in school activities, employment and a personal interview. In order to be considered for a scholarship, students must apply by obtaining an application at their high school guidance counselor�s office or from the organization granting the scholarship.

For students who are not eligible for the above options, but still want to attend college, there is an alternate option that will gradually help them to work toward their degree. College courses are offered at a certain cost, which is calculated on a credit hour basis. Many colleges allow students to enroll in several classes without becoming a full-time student and being required to pay the full tuition. These students can often pay as they go, which means they only pay for the course(s) they are taking at the time and this will be a much more affordable way to pay for college. It will take longer to obtain a degree, but anything worth having is worth waiting for.

Anyone who wants extra cash to pay for college may find that a part-time job will help, along with selling items at online auction sites, such as eBay and Yahoo. Many students have financed their college tuition through these auction sites without taking too much time away from their studies.

Read my previous article here

5 Ways to Fund Your Child’s College Education

Did you know that the cost of a 4 year degree program is around $20,000 dollars per year.

The cost of a college education is probably the most expensive item in bringing up children today. When you take into account tuition fees, exam fees, living expenses, accommodation, books and computers it’s not surprising that the average cost of college education is over $20,000 per year and that’s before the social side of college life.

Today we live in a world where only the best educated and most prepared can succeed. The Job market is probably the most crucial and competitive element of our society and having a college education and degree goes a long way towards succeeding in it.

When our children are ready to enter the world of work it will be even more difficult and a college education will be essential to succeed. Here are 5 ways to fund your child’s college education.

1. The usual method of parental funding of college education is out of current income, that is out of your weekly or monthly salary.

Whilst this is the most common method of funding college education it is one that only the very rich or highly paid can afford to do with ease. Even if there are 2 salaries most families find it difficult and will require sacrifices, even more so if you have more than 1 child. At best most parents can only afford to contribute part of the costs of college education out of current income. Additional sources of income will be required.

2. Your child can work his or her way through college.

Many students have to work whilst studying but many find the experience of juggling a job, lectures and a social life very difficult. Often the result is that students drop out of college education, fail their exams or don’t do as well as they could.

3. Your child may have the opportunity to take out student loans to fund their college education.

Today the vast majority of students are forced to take out student loans to fund all or part of their college education. Usually to subsidize parental contributions, student loans are the most common way of students funding their own college education. Many students however, leave college with substantial debt and even with interest rates at historically low levels today’s students can expect to have to pay substantial monthly repayments for many years.

4. Your child may obtain a scholarship or be entitled to grants from either federal or local funds towards the cost of their college education.

There are many sources of student scholarships or grants and with a bit of research most students today can find some grant funding. These sources however cannot be guaranteed for the future. Whilst scholarships and grants do not have to be repaid and as such are preferable to loans they are not guaranteed or predictable and therefore relying on them for our children is a risk.

5. Take out an education savings plan to fund college education.

An education savings plan is a regular saving plan into which you and your children can contribute. The plans are administered by colleges or state authorities and can be taken out for any child including a newborn babies. Because of the effects of long term compound interest the earlier you take out your plan the easier it will be and the lower your contributions will be. Because the funds are built up prior to going to college students do not have to rely on scholarships, grants or loans and they can concentrate on their studies.

There are a number of options to fund your child’s college education but the only way funds can be guaranteed is by you taking out an education savings plan. With the education savings plan you decide what you can invest and your child can also contribute to his or her college education. With luck scholarships and grants will still be available as will loans to top up if necessary. If your child does not go to college the fund can be cashed in.

Taking out an education savings plan early will give your child the real opportunity of a college education and the best prospects for a job when they leave college.

Read my previous article here

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